My Capital Center

7 Tips for Short Sale Success   Have to sell your home for less than it’s worth? Our seven tips will help you get the best price.   When you owe more on your home than it’s worth, but you have to sell, you need to squeeze every dollar possible from the sale. Here are [...]

7 Steps to Take Before You Buy a Home By doing your homework before you buy, you’ll feel more content about your new home. Most potential homebuyers are a smidge daunted by the fact that they’re about to agree to a hefty mortgage that they’ll be paying for the next few decades. The best way [...]

Hire a REALTOR® Studies show that homesellers who use a REALTOR® to represent them generally get a better price than those who sell the home themselves. REALTORS® are up-to-date on critical processes and can help keep you out of trouble. They can also help you get your home sold at the best price in the [...]

  Selecting the right real estate agent to help you buy or sell your home is essential to a smooth transaction. For the best possible experience, you should consider a professional’s background, personality and responsiveness. Here are some tips to help you choose and work with your real estate agent. How to choose a real [...]

Many of the homes for sale today – as many as half in some markets – fall under the category of “distressed properties.” These are homes that have either gone through foreclosure or are being marketed as “short sales.” In a short sale, the homeowner can’t afford to maintain the mortgage, but the lender – [...]

Are you behind in your mortgage payments, or concerned that you soon might be?

Have you received a preforeclosure letter from your lender?

First of all, don’t be ashamed. Millions of homeowners are in your situation – many times through no fault of their own. A job loss, a serious illness or other circumstances can put you in danger of foreclosure.

Don’t forget to set aside money for closing costs when budgeting out what you can afford. It’s typically 1-1/2 to 2 percent of the purchase price. That goes toward the land transfer tax and pays a lawyer.